Natural hazards · Beulah

Beulah, ND natural hazards

Most of the natural-hazard damage FEMA expects in Beulah comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 54 claims here since 1997. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beulah?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beulah to be higher than in 54% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves34%Hail11%Tornadoes8%Everything else13%

By hazard

What Beulah faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 2 years in the area

Cold waves

34% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 15 times a year in the area

Hail

11% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 68% of U.S. places

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beulah flood?

Every paid claim on a federal flood insurance policy in Beulah, from FEMA’s records.

54paid claims since 1997

$576Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Winter storm: 28 claims, $353K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beulah isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mercer County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Beulah

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beulah itself: aid to households, or repair grants to the City of Beulah.

Brought FEMA money into BeulahDeclared for Mercer County only

2022

Severe Winter Storm, Snowstorm, and Straight-Line Winds

$13K to the City of Beulah for repairs

2011

Flooding

$28K to the City of Beulah for repairs

2010

Flooding

$27K to the City of Beulah for repairs

2009

Severe Storms and Flooding

111 households applied for aid $328K aid approved $15K to the City of Beulah for repairs

2005

Severe Winter Storm and Record And/Or Near Record Snow

$9K to the City of Beulah for repairs

2004

Snow

$6K to the City of Beulah for repairs

Mercer County has had 20 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beulah is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beulah’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Beulah. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Beulah, ND natural hazards

How exposed is Beulah?

What Beulah faces

Inland flooding

Cold waves

Hail

Tornadoes

Lower here

Not a risk here

Does Beulah flood?

Biggest named events

What’s been done with FEMA grants

6 federal disasters brought FEMA money here

Severe Winter Storm, Snowstorm, and Straight-Line Winds

Flooding

Flooding

Severe Storms and Flooding

Severe Winter Storm and Record And/Or Near Record Snow

Snow

How to read this page

Where to, neighbor?

Matches

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