Berlin, ND natural hazards
Most of the natural-hazard damage FEMA expects in Berlin comes from cold waves, and overall the risk is low for a U.S. community.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Berlin?
FEMA expects yearly storm and flood damage to homes and buildings in Berlin to be higher than in 36% of U.S. communities, mostly from cold waves and inland flooding.
What Berlin faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Cold waves
Inland flooding
Hail
Tornadoes
Lower here
Not a risk here
Does Berlin flood?
FEMA's records show no paid flood insurance claims in Berlin.
Federal disasters declared here
None of the disasters declared for Wells County shows FEMA aid or repair money reaching Berlin itself in FEMA’s records.
Berlin and the towns around it
How to read this page
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.