Natural hazards · Belcourt

Belcourt, ND natural hazards

Most of the natural-hazard damage FEMA expects in Belcourt comes from cold waves, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belcourt?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belcourt to be higher than in 38% of U.S. communities, mostly from cold waves and wildfires.

Cold waves39%Wildfire33%Inland flooding14%Everything else15%

By hazard

What Belcourt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

39% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 23 times a year in the area

Wildfire

33% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

14% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belcourt flood?

FEMA's records show no paid flood insurance claims in Belcourt.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belcourt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rolette County.

What’s been done with FEMA grants

5flood-prone homes bought out and moved

Disasters that hit Belcourt

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belcourt itself: aid to households, or repair grants to Belcourt.

Brought FEMA money into BelcourtDeclared for Rolette County only

2011

Flooding

1 household applied for aid

2009

Severe Storms and Flooding

286 households applied for aid $185K aid approved

Rolette County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belcourt is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belcourt’s own flood-insurance community; household aid to the registrant’s city; repair grants to Belcourt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.