Natural hazards · Addison

Addison, ND natural hazards

Most of the natural-hazard damage FEMA expects in Addison comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Addison?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Addison to be higher than in 71% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding46%Strong wind20%Cold waves12%Hail11%Tornadoes7%Everything else4%

By hazard

What Addison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Strong wind

20% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Cold waves

12% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 19 times a year in the area

Hail

11% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 6 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Addison flood?

FEMA's records show no paid flood insurance claims in Addison.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Addison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Addison

Federal disasters declared here

None of the disasters declared for Cass County shows FEMA aid or repair money reaching Addison itself in FEMA’s records.

Brought FEMA money into AddisonDeclared for Cass County only

Cass County has had 30 natural disasters declared since 1953, most often floods and severe storms.

Around Addison

Addison and the towns around it

Very lowLowModerateHighVery high

Addisonmostly inland floodingHigh

Warrenmostly inland floodingHigh

Davenportmostly inland floodingHigh

Maple Rivermostly inland floodingHigh

Davenportmostly inland floodingHigh

Durbinmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Addison is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Addison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Addison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.