Natural hazards · Winterville

Winterville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Winterville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 38 claims here since 1999. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Winterville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winterville to be higher than in 68% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes33%Tornadoes16%Everything else14%

By hazard

What Winterville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Hurricanes

33% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

16% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesStrong windLightningDrought

Not a risk here

Coastal floodingLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Winterville flood?

Every paid claim on a federal flood insurance policy in Winterville, from FEMA’s records.

38paid claims since 1999

$334Kpaid to owners

6homes flooded more than once

19992026

Biggest named events

Hurricane Matthew: 15 claims, $236K
Hurricane Irene: 7 claims, $50K
Hurricane Florence: 3 claims, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Winterville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pitt County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared

Disasters that hit Winterville

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Winterville itself: aid to households, or repair grants to the Town of Winterville.

Brought FEMA money into WintervilleDeclared for Pitt County only

2020

Hurricane Isaias

$69K to the Town of Winterville for repairs

2019

Hurricane Dorian

$45K to the Town of Winterville for repairs

2018

Hurricane Florence

61 households applied for aid $12K aid approved $53K to the Town of Winterville for repairs

2016

Hurricane Matthew

168 households applied for aid $102K aid approved $115K to the Town of Winterville for repairs

2011

Hurricane Irene

224 households applied for aid $103K aid approved $197K to the Town of Winterville for repairs

2010

Severe Storms, Flooding, and Straight-Line Winds

3 households applied for aid

2003

Hurricane Isabel

33 households applied for aid $24K aid approved $36K to the Town of Winterville for repairs

1999

Hurricane Floyd Major Disaster Declarations

$65K to the Town of Winterville for repairs

Pitt County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winterville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Winterville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Winterville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Winterville total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.