Natural hazards · Wingate

Wingate, NC natural hazards

Most of the natural-hazard damage FEMA expects in Wingate comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wingate?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wingate to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes22%Cold waves6%Earthquakes5%Everything else18%

By hazard

What Wingate faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

22% of expected damage

Above average · higher than 74% of U.S. places

Cold waves

6% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

5% of expected damage

Above average · higher than 67% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wingate flood?

FEMA's records show no paid flood insurance claims in Wingate.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wingate isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Union County.

Disasters that hit Wingate

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wingate itself: aid to households, or repair grants to the Town of Wingate.

Brought FEMA money into WingateDeclared for Union County only

2024

Tropical Storm Helene

72 households applied for aid $23K aid approved

2018

Hurricane Florence

10 households applied for aid $7K aid approved

2000

Severe Winter Storm

$214K to the Town of Wingate for repairs

1999

Hurricane Floyd Major Disaster Declarations

$3K to the Town of Wingate for repairs

Union County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wingate is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wingate’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wingate. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.