Natural hazards · Winfall

Winfall, NC natural hazards

Most of the natural-hazard damage FEMA expects in Winfall comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2003. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Winfall?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winfall to be higher than in 86% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes60%Inland flooding17%Strong wind7%Tornadoes6%Everything else10%

By hazard

What Winfall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

60% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

17% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once every 3 years in the area

Strong wind

7% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 19 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Winfall flood?

Every paid claim on a federal flood insurance policy in Winfall, from FEMA’s records.

3paid claims since 2003

$62Kpaid to owners

0homes flooded more than once

20032026

Biggest named events

Hurricane Isabel: 2 claims, $30K
Hurricane Matthew: 1 claim, $32K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Winfall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Perquimans County.

Disasters that hit Winfall

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Winfall itself: aid to households, or repair grants to the Town of Winfall.

Brought FEMA money into WinfallDeclared for Perquimans County only

2019

Hurricane Dorian

$7K to the Town of Winfall for repairs

2016

Hurricane Matthew

3 households applied for aid

2011

Hurricane Irene

6 households applied for aid $2K aid approved $16K to the Town of Winfall for repairs

2005

Hurricane Ophelia

$900 to the Town of Winfall for repairs

2003

Hurricane Isabel

76 households applied for aid $82K aid approved $71K to the Town of Winfall for repairs

Perquimans County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winfall is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Winfall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Winfall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.