Natural hazards · Whitsett

Whitsett, NC natural hazards

Most of the natural-hazard damage FEMA expects in Whitsett comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Whitsett?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whitsett to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding79%Everything else21%

By hazard

What Whitsett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Whitsett flood?

FEMA's records show no paid flood insurance claims in Whitsett.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Whitsett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Guilford County.

Disasters that hit Whitsett

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Whitsett itself: aid to households, or repair grants to the Town of Whitsett.

Brought FEMA money into WhitsettDeclared for Guilford County only

2018

Hurricane Florence

13 households applied for aid $4K aid approved

2018

Tornado and Severe Storms

2 households applied for aid

2004

Hurricane Ivan

1 household applied for aid $1K aid approved

Guilford County has had 24 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Whitsett

Whitsett and the towns around it

Very lowLowModerateHighVery high

Whitsettmostly inland floodingHigh

Gibsonvillemostly inland floodingLow

Burlingtonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whitsett covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Whitsett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Whitsett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Whitsett total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.