Natural hazards · Weaverville

Weaverville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Weaverville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 2019. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Weaverville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Weaverville to be higher than in 32% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves20%Tornadoes5%Everything else15%

By hazard

What Weaverville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Cold waves

20% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 54% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHeat wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Weaverville flood?

Every paid claim on a federal flood insurance policy in Weaverville, from FEMA’s records.

7paid claims since 2019

$493Kpaid to owners

1homes flooded more than once

20192026

Biggest named events

Hurricane Helene: 5 claims, $482K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Weaverville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Buncombe County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared

3homes raised above flood level

Disasters that hit Weaverville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Weaverville itself: aid to households, or repair grants to the Town of Weaverville.

Brought FEMA money into WeavervilleDeclared for Buncombe County only

2024

Tropical Storm Helene

6,203 households applied for aid $12.4M aid approved $2.6M to the Town of Weaverville for repairs

2021

Remnants of Tropical Storm Fred

42 households applied for aid $5K aid approved

2009

Severe Winter Storms and Flooding

$41K to the Town of Weaverville for repairs

2004

Hurricane Ivan

41 households applied for aid $107K aid approved $14K to the Town of Weaverville for repairs

2004

Tropical Storm Frances

5 households applied for aid $11K aid approved

Buncombe County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Weaverville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Weaverville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Weaverville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Weaverville total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.