Natural hazards · Warsaw

Warsaw, NC natural hazards

Most of the natural-hazard damage FEMA expects in Warsaw comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 2016. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warsaw?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warsaw to be higher than in 83% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes65%Inland flooding15%Tornadoes9%Everything else11%

By hazard

What Warsaw faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

65% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

15% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 53 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warsaw flood?

Every paid claim on a federal flood insurance policy in Warsaw, from FEMA’s records.

4paid claims since 2016

$166Kpaid to owners

2homes flooded more than once

20162026

Biggest named events

Hurricane Matthew: 2 claims, $65K
Hurricane Florence: 2 claims, $101K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warsaw isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Duplin County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit Warsaw

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warsaw itself: aid to households, or repair grants to the Town of Warsaw.

Brought FEMA money into WarsawDeclared for Duplin County only

2018

Hurricane Florence

574 households applied for aid $404K aid approved $155K to the Town of Warsaw for repairs

2016

Hurricane Matthew

280 households applied for aid $139K aid approved $85K to the Town of Warsaw for repairs

2011

Hurricane Irene

152 households applied for aid $42K aid approved $71K to the Town of Warsaw for repairs

2003

Hurricane Isabel

113 households applied for aid $56K aid approved

1999

Hurricane Floyd Major Disaster Declarations

$71K to the Town of Warsaw for repairs

Duplin County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warsaw is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warsaw’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Warsaw. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.