Natural hazards · Wade

Wade, NC natural hazards

Most of the natural-hazard damage FEMA expects in Wade comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2016. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wade?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wade to be higher than in 51% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes25%Tornadoes9%Everything else19%

By hazard

What Wade faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

25% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

9% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 31 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wade flood?

Every paid claim on a federal flood insurance policy in Wade, from FEMA’s records.

2paid claims since 2016

$31Kpaid to owners

0homes flooded more than once

20162026

Biggest named events

Hurricane Florence: 1 claim, $12K
Hurricane Matthew: 1 claim, $19K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wade isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Wade

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wade itself: aid to households, or repair grants to the Town of Wade.

Brought FEMA money into WadeDeclared for Cumberland County only

2018

Hurricane Florence

72 households applied for aid $25K aid approved

2016

Hurricane Matthew

96 households applied for aid $61K aid approved

2011

Severe Storms, Tornadoes, and Flooding

5 households applied for aid

2003

Hurricane Isabel

5 households applied for aid $1K aid approved

Cumberland County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wade is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wade’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wade. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.