Natural hazards · Varnamtown

Varnamtown, NC natural hazards

Most of the natural-hazard damage FEMA expects in Varnamtown comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2018. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Varnamtown?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Varnamtown to be higher than in 96% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes71%Inland flooding17%Everything else13%

By hazard

What Varnamtown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

71% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

17% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Varnamtown flood?

Every paid claim on a federal flood insurance policy in Varnamtown, from FEMA’s records.

3paid claims since 2018

$33Kpaid to owners

1homes flooded more than once

20182026

Biggest named events

Tropical Cyclone Eight: 1 claim, $25K
Hurricane Florence: 1 claim, $5K
Hurricane Debby: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Varnamtown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brunswick County.

Disasters that hit Varnamtown

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Varnamtown itself: aid to households, or repair grants to the Town of Varnamtown.

Brought FEMA money into VarnamtownDeclared for Brunswick County only

2018

Hurricane Florence

$55K to the Town of Varnamtown for repairs

Brunswick County has had 26 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Varnamtown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Varnamtown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Varnamtown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.