Natural hazards · Vander

Vander, NC natural hazards

Most of the natural-hazard damage FEMA expects in Vander comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vander?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vander to be higher than in 55% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding49%Hurricanes17%Tornadoes12%Heat waves7%Everything else16%

By hazard

What Vander faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

12% of expected damage

Above average · higher than 59% of U.S. places

Heat waves

7% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 9 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vander flood?

FEMA's records show no paid flood insurance claims in Vander.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Vander isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Vander

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Vander itself: aid to households, or repair grants to Vander.

Brought FEMA money into VanderDeclared for Cumberland County only

2018

Hurricane Florence

1 household applied for aid

Cumberland County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Vander

Vander and the towns around it

Very lowLowModerateHighVery high

Vandermostly inland floodingModerate

Fayettevillemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vander is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Vander’s own flood-insurance community; household aid to the registrant’s city; repair grants to Vander. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.