Natural hazards · Vandemere

Vandemere, NC natural hazards

Most of the natural-hazard damage FEMA expects in Vandemere comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 196 claims here since 1996. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vandemere?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vandemere to be higher than in 99% of U.S. communities, mostly from hurricanes.

Hurricanes76%Inland flooding8%Coastal flooding6%Everything else10%

By hazard

What Vandemere faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

76% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

8% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Coastal flooding

6% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vandemere flood?

Every paid claim on a federal flood insurance policy in Vandemere, from FEMA’s records.

196paid claims since 1996

$6.5Mpaid to owners

43homes flooded more than once

19962026

Biggest named events

Hurricane Irene: 59 claims, $3.4M
Hurricane Florence: 45 claims, $1.6M
Hurricane Isabel: 45 claims, $722K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (8) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Vandemere is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Pamlico County.

What’s been done with FEMA grants

16homes raised above flood level

10flood-prone properties bought out and cleared

Disasters that hit Vandemere

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Vandemere itself: aid to households, or repair grants to the Town of Vandemere.

Brought FEMA money into VandemereDeclared for Pamlico County only

2019

Hurricane Dorian

$31K to the Town of Vandemere for repairs

2018

Hurricane Florence

52 households applied for aid $52K aid approved $119K to the Town of Vandemere for repairs

2011

Hurricane Irene

115 households applied for aid $503K aid approved $46K to the Town of Vandemere for repairs

2003

Hurricane Isabel

70 households applied for aid $140K aid approved $19K to the Town of Vandemere for repairs

1999

Hurricane Floyd Major Disaster Declarations

$22K to the Town of Vandemere for repairs

1999

Hurricane Dennis

$6K to the Town of Vandemere for repairs

Pamlico County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vandemere is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Vandemere’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Vandemere. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.