Natural hazards · Unionville

Unionville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Unionville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 2018. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Unionville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Unionville to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes13%Everything else19%

By hazard

What Unionville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Unionville flood?

Every paid claim on a federal flood insurance policy in Unionville, from FEMA’s records.

6paid claims since 2018

$244Kpaid to owners

1homes flooded more than once

20182026

Biggest named events

Hurricane Florence: 5 claims, $241K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Unionville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Union County.

Disasters that hit Unionville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Unionville itself: aid to households, or repair grants to the Town of Unionville.

Brought FEMA money into UnionvilleDeclared for Union County only

2024

Tropical Storm Helene

1 household applied for aid

Union County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Unionville

Unionville and the towns around it

Very lowLowModerateHighVery high

Unionvillemostly inland floodingHigh

Fairviewmostly inland floodingHigh

Monroemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Unionville covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Unionville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Unionville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Unionville total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.