Troy is a town in Montgomery County, North Carolina, United States. The population was 2,850 at the 2020 census, down from 3,188 in 2010. It is the county seat of Montgomery County.

Official town website ↗

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

How Troy ranks

All →

#13Cheapest rent in NC #25Most conserved land in NC #28Lowest depression in NC All NC rankings →

Town numbers

ZIP code27371

Area code910

Living in Troy

Housing in Troy

$196K▲ 3.6% in a year Typical home value · Zillow

The typical Troy home is worth about $196,000, up 3.6% in a year, 42% below the North Carolina typical home.

Zillow Home Value Index · Redfin Data CenterHousing market →

Safety in Troy

Safety Grade C

Troy reports more crime per resident than most U.S. towns we grade: about 72% report less. Within North Carolina, it does better than 59% of towns.

Violent crime per 1,000

Troy 3.7

North Carolina 3.3

U.S. 3.3

Property crime per 1,000

Troy 22.3

North Carolina 18.1

U.S. 15.5

FBI crime data, 2025 · crimes reported to policeCrime & safety →

Work & commute in Troy

Full picture →

Most working residents leave Troy for work: only 18% work in town. The top destinations are Charlotte (7%), Asheboro (5%) and Biscoe (4%). Half commute less than 23 miles.

Charlotte

Asheboro

Biscoe

Albemarle

18%Work in townlive and work in Troy 23 miWhere do people commute?the commute map 2,428Jobs based herea job hub

Census LEHD 2023 · ACSWork & commute in Troy →

Health in Troy

B⁻

Health Grade B−

Healthier than 51% of U.S. towns on seven CDC estimates, and 87% of towns with similar incomes.

Compared with North Carolina

2better than NC·1worse

of 32 measures CDC estimates. The other 29 are too close to call.

Conditions 2▲ 10 close Habits all close Care all close Mind all close Everyday needs 1▼ 3 close

BetterToo close to callWorse

What stands out

10.9%Fewer older adults who have lost all their teethNC 13.9% · better 7.1%Fewer adults who have had cancerNC 7.9% · better 14.8%More adults facing housing insecurityNC 12.2% · worse

Care nearby

Firsthealth Montgomery Memorial HospTroy · 0 mi · ER · rural critical access

Goshen Medical Center - StarStar · 6.4 mi · sliding-scale fees

Primary careShortage · county-wide

DentalShortage · county-wide

Mental healthShortage · county-wide

CDC PLACES 2025 · modeled estimates for adults · CDC's estimate for Troy · CMS · HRSAHealth in Troy →

Natural hazards in Troy

Moderate

Expected storm and flood damage is higher than in 42% of U.S. communities.

🌊 Inland flooding🌀 Hurricanes🌪️ Tornadoes

0Does Troy flood?no paid flood claims on record 3Disasters that paid out herefederal disasters sent FEMA money to Troy

FEMA National Risk Index December 2025 · OpenFEMANatural hazards in Troy →

Climate in Troy

Full climate →

Troy has mild winters and warm summers. A typical July afternoon reaches 90°, a January night drops to 31°, and about 3 inches of snow falls in a normal winter.

54° / 33°Winter

72° / 48°Spring

88° / 67°Summer

73° / 50°Fall

How much snow does Troy get?About 3 inches a winter.Rain & snow →When is the first frost?Around Nov 14, with the last in spring around Mar 25.Frost dates →Is it warmer than it used to be?+1.1° vs. the 20th century.Then & now →

NOAA U.S. Climate Normals, 1991–2020Climate in Troy →

Schools in Troy

All Troy schools →

C⁺

School Grade C+

The public schools Troy’s kids attend, from kindergarten through graduation, trail 61% of North Carolina’s districts on state tests and graduation. Among towns with similar incomes, they sit near the middle.

See how Troy’s schools compare in NC →

DistrictMontgomery County SchoolsSchools4

Troy ElementaryElementary · Grades PK–2 · 291 students Page Street Elementary C-Elementary · Grades 3–5 · 248 students Montgomery Learning Academy DHigh · Grades 6–12 · 54 students Wescare Christian AcademyOther · Grades K–12 · 51 students

School data from the U.S. Department of Education (NCES, EDFacts). The School Grade is our own summary of state test results and graduation rates, graded within NC. Ratings are from neighbors.