Natural hazards · Trenton

Trenton, NC natural hazards

Most of the natural-hazard damage FEMA expects in Trenton comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 21 claims here since 1999. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Trenton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trenton to be higher than in 99% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes77%Inland flooding17%Everything else7%

By hazard

What Trenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

77% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

17% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Trenton flood?

Every paid claim on a federal flood insurance policy in Trenton, from FEMA’s records.

21paid claims since 1999

$854Kpaid to owners

2homes flooded more than once

19992026

Biggest named events

Hurricane Floyd: 7 claims, $140K
Hurricane Florence: 6 claims, $583K
Tropical Storm Ernesto: 2 claims, $19K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Trenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jones County.

What’s been done with FEMA grants

25flood-prone properties bought out and cleared

2homes raised above flood level

Disasters that hit Trenton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Trenton itself: aid to households, or repair grants to the Town of Trenton.

Brought FEMA money into TrentonDeclared for Jones County only

2018

Hurricane Florence

801 households applied for aid $3.3M aid approved $99K to the Town of Trenton for repairs

2016

Hurricane Matthew

124 households applied for aid $207K aid approved

2011

Hurricane Irene

151 households applied for aid $92K aid approved $2K to the Town of Trenton for repairs

2010

Severe Storms, Flooding, and Straight-Line Winds

81 households applied for aid $37K aid approved

2003

Hurricane Isabel

66 households applied for aid $76K aid approved $2K to the Town of Trenton for repairs

1999

Hurricane Floyd Major Disaster Declarations

$279K to the Town of Trenton for repairs

Jones County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trenton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Trenton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Trenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.