Natural hazards · Thomasville

Thomasville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Thomasville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 18 claims here since 2003. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Thomasville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Thomasville to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes10%Cold waves9%Hurricanes6%Everything else13%

By hazard

What Thomasville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 62% of U.S. places

Cold waves

9% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Hurricanes

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Thomasville flood?

Every paid claim on a federal flood insurance policy in Thomasville, from FEMA’s records.

18paid claims since 2003

$287Kpaid to owners

4homes flooded more than once

20032026

Biggest named events

Hurricane Isabel: 1 claim, $6K
2025 July TS Chantal: 1 claim, $25K
Hurricane Eta: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Thomasville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Davidson County.

Disasters that hit Thomasville

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Thomasville itself: aid to households, or repair grants to the City of Thomasville.

Brought FEMA money into ThomasvilleDeclared for Davidson County only

2018

Tropical Storm Michael

$88K to the City of Thomasville for repairs

2018

Hurricane Florence

$20K to the City of Thomasville for repairs

2014

Severe Winter Storm

$594K to the City of Thomasville for repairs

2004

Hurricane Ivan

10 households applied for aid $9K aid approved

2003

Hurricane Isabel

15 households applied for aid $24K aid approved

2002

Severe Ice Storm

$554K to the City of Thomasville for repairs

2000

Severe Winter Storm

$7K to the City of Thomasville for repairs

1999

Hurricane Floyd Major Disaster Declarations

$9K to the City of Thomasville for repairs

Davidson County has had 25 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Thomasville

Thomasville and the towns around it

Very lowLowModerateHighVery high

High Pointmostly inland floodingLow

Trinitymostly inland floodingLow

Thomasvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Thomasville covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Thomasville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Thomasville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Thomasville total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.