Surf, NC housing market
The typical Surf home is worth about $639,000, up 3.5% in a year, 91% above the North Carolina typical home. Homes typically sell in 110 days, close to asking.
Home values, sales, trends and how Surf compares with the towns next door — updated as new data is published.
Surf at a glance
A balanced market
About 5.6 months of supply: neither buyers nor sellers have a clear edge.
Typical home value, 2016–2026
Show as a table
| January | Surf | North Carolina |
|---|---|---|
| 2017 | $275,000 | $179,000 |
| 2018 | $291,000 | $190,000 |
| 2019 | $312,000 | $203,000 |
| 2020 | $340,000 | $215,000 |
| 2021 | $393,000 | $242,000 |
| 2022 | $519,000 | $287,000 |
| 2023 | $603,000 | $320,000 |
| 2024 | $615,000 | $332,000 |
| 2025 | $624,000 | $338,000 |
| 2026 | $622,000 | $336,000 |
| August 2026 | $639,000 | $335,000 |
Surf and its neighbors
| Town | Typical value | 1-yr change | Days on market | Median income |
|---|---|---|---|---|
| Surf | $639K | +3.5% | 110 | $81,433 |
| Topsail Beach | $960K | +3.9% | 69 | $93,250 |
| North Topsail Beach | $528K | +1.8% | 100 | $121,250 |
7.8 years of income
The typical Surf home costs about 7.8 years of the town's median household income, more than across North Carolina (4.6 years).
How Surf ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers.