Natural hazards · Stonewall

Stonewall, NC natural hazards

Most of the natural-hazard damage FEMA expects in Stonewall comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 34 claims here since 1999. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stonewall?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stonewall to be higher than in 99% of U.S. communities, mostly from hurricanes.

Hurricanes81%Inland flooding8%Everything else11%

By hazard

What Stonewall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

81% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

8% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stonewall flood?

Every paid claim on a federal flood insurance policy in Stonewall, from FEMA’s records.

34paid claims since 1999

$1.3Mpaid to owners

7homes flooded more than once

19992026

Biggest named events

Hurricane Florence: 15 claims, $939K
Hurricane Irene: 11 claims, $304K
Hurricane Isabel: 4 claims, $25K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Stonewall is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Pamlico County.

What’s been done with FEMA grants

3homes raised above flood level

1flood-prone properties bought out and cleared

Disasters that hit Stonewall

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stonewall itself: aid to households, or repair grants to the Town of Stonewall.

Brought FEMA money into StonewallDeclared for Pamlico County only

2018

Hurricane Florence

27 households applied for aid $41K aid approved

2011

Hurricane Irene

46 households applied for aid $160K aid approved

2003

Hurricane Isabel

14 households applied for aid $19K aid approved

Pamlico County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stonewall is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stonewall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stonewall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.