Natural hazards · Stokes

Stokes, NC natural hazards

Most of the natural-hazard damage FEMA expects in Stokes comes from hurricanes, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stokes?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stokes to be higher than in 60% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes45%Inland flooding29%Tornadoes12%Everything else14%

By hazard

What Stokes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

45% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

29% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 25 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stokes flood?

FEMA's records show no paid flood insurance claims in Stokes.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stokes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pitt County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Stokes

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stokes itself: aid to households, or repair grants to Stokes.

Brought FEMA money into StokesDeclared for Pitt County only

2018

Hurricane Florence

3 households applied for aid $1K aid approved

2016

Hurricane Matthew

23 households applied for aid $21K aid approved

2011

Hurricane Irene

32 households applied for aid $24K aid approved

2010

Severe Storms, Flooding, and Straight-Line Winds

1 household applied for aid $3K aid approved

2003

Hurricane Isabel

7 households applied for aid $15K aid approved

Pitt County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stokes is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stokes’s own flood-insurance community; household aid to the registrant’s city; repair grants to Stokes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.