Stem, NC housing market
The typical Stem home is worth about $321,000, up 0.6% in a year, close to the North Carolina typical home.
Home values, sales, trends and how Stem compares with the towns next door — updated as new data is published.
Stem at a glance
Only 4 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Stem | North Carolina |
|---|---|---|
| 2017 | $161,000 | $179,000 |
| 2018 | $173,000 | $190,000 |
| 2019 | $183,000 | $203,000 |
| 2020 | $201,000 | $215,000 |
| 2021 | $227,000 | $242,000 |
| 2022 | $266,000 | $287,000 |
| 2023 | $302,000 | $320,000 |
| 2024 | $319,000 | $332,000 |
| 2025 | $321,000 | $338,000 |
| 2026 | $324,000 | $336,000 |
| August 2026 | $321,000 | $335,000 |
3.4 years of income
The typical Stem home costs about 3.4 years of the town's median household income, less than across North Carolina (4.6 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,200
HUD's Fair Market Rent for a two-bedroom in Stem is $1,200 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Stem pay a median of $925, so moving in tends to cost more than staying put. A two-bedroom takes about 15% of the town's median household income.
Studio $1,030 · 4 bedrooms $1,700
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (27581; Granville County, NC), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Stem
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.