Natural hazards · Statesville

Statesville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Statesville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 22 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Statesville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Statesville to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes10%Cold waves7%Everything else15%

By hazard

What Statesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Above average · higher than 67% of U.S. places

Cold waves

7% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Statesville flood?

Every paid claim on a federal flood insurance policy in Statesville, from FEMA’s records.

22paid claims since 1979

$964Kpaid to owners

4homes flooded more than once

19792026

Biggest named events

Hurricane Michael: 3 claims, $55K
Hurricane Florence: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Statesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iredell County.

Disasters that hit Statesville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Statesville itself: aid to households, or repair grants to the City of Statesville.

Brought FEMA money into StatesvilleDeclared for Iredell County only

2024

Tropical Storm Helene

836 households applied for aid $1.3M aid approved

2020

Tropical Storm Eta

$210K to the City of Statesville for repairs

2004

Tropical Storm Frances

2 households applied for aid $2K aid approved

2002

Severe Ice Storm

$367K to the City of Statesville for repairs

Iredell County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Statesville covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Statesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Statesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Statesville total about $8.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.