Natural hazards · Stanfield

Stanfield, NC natural hazards

Most of the natural-hazard damage FEMA expects in Stanfield comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stanfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stanfield to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes11%Hurricanes7%Everything else19%

By hazard

What Stanfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 61 years in the area

Hurricanes

7% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 9 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stanfield flood?

FEMA's records show no paid flood insurance claims in Stanfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stanfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stanly County.

Disasters that hit Stanfield

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Stanfield itself: aid to households, or repair grants to the Town of Stanfield.

Brought FEMA money into StanfieldDeclared for Stanly County only

2024

Tropical Storm Helene

12 households applied for aid $2K aid approved

Stanly County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Stanfield

Stanfield and the towns around it

Very lowLowModerateHighVery high

Stanfieldmostly inland floodingModerate

Locustmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stanfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stanfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stanfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.