Natural hazards · Sneads Ferry

Sneads Ferry, NC natural hazards

Most of the natural-hazard damage FEMA expects in Sneads Ferry comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 6 claims here since 2018. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sneads Ferry?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sneads Ferry to be higher than in 98% of U.S. communities, mostly from hurricanes.

Hurricanes82%Inland flooding8%Everything else11%

By hazard

What Sneads Ferry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

82% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

8% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sneads Ferry flood?

Every paid claim on a federal flood insurance policy in Sneads Ferry, from FEMA’s records.

6paid claims since 2018

$122Kpaid to owners

0homes flooded more than once

20182026

Biggest named events

Hurricane Florence: 6 claims, $122K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sneads Ferry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Onslow County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit Sneads Ferry

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sneads Ferry itself: aid to households, or repair grants to Sneads Ferry.

Brought FEMA money into Sneads FerryDeclared for Onslow County only

2018

Hurricane Florence

1,129 households applied for aid $439K aid approved

2016

Hurricane Matthew

18 households applied for aid $18K aid approved

2011

Hurricane Irene

44 households applied for aid $21K aid approved

2010

Severe Storms, Flooding, and Straight-Line Winds

18 households applied for aid $17K aid approved

2003

Hurricane Isabel

23 households applied for aid $35K aid approved

Onslow County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sneads Ferry covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sneads Ferry’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Sneads Ferry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sneads Ferry total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.