Natural hazards · Siler

Siler, NC natural hazards

Most of the natural-hazard damage FEMA expects in Siler comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1996. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Siler?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Siler to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes13%Hurricanes8%Everything else18%

By hazard

What Siler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Above average · higher than 62% of U.S. places

Hurricanes

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 8 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Siler flood?

Every paid claim on a federal flood insurance policy in Siler, from FEMA’s records.

6paid claims since 1996

$157Kpaid to owners

1homes flooded more than once

19962026

Biggest named events

Hurricane Fran: 1 claim, $112K
2025 July TS Chantal: 1 claim, $2K
Hurricane Debby: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Siler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chatham County.

Disasters that hit Siler

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Siler itself: aid to households, or repair grants to the Town of Siler.

Brought FEMA money into SilerDeclared for Chatham County only

2018

Tropical Storm Michael

$6K to the Town of Siler for repairs

2018

Hurricane Florence

38 households applied for aid $17K aid approved $86K to the Town of Siler for repairs

2016

Hurricane Matthew

7 households applied for aid $58K to the Town of Siler for repairs

2002

Severe Ice Storm

$118K to the Town of Siler for repairs

2000

Severe Winter Storm

$4K to the Town of Siler for repairs

Chatham County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Siler covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Siler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Siler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Siler total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.