Natural hazards · Sharpsburg

Sharpsburg, NC natural hazards

Most of the natural-hazard damage FEMA expects in Sharpsburg comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1999. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sharpsburg?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sharpsburg to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding62%Hurricanes12%Tornadoes10%Everything else17%

By hazard

What Sharpsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Hurricanes

12% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

10% of expected damage

Above average · higher than 70% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sharpsburg flood?

Every paid claim on a federal flood insurance policy in Sharpsburg, from FEMA’s records.

13paid claims since 1999

$242Kpaid to owners

4homes flooded more than once

19992026

Biggest named events

Hurricane Matthew: 4 claims, $44K
Hurricane Floyd: 2 claims, $80K
Hurricane Irene: 2 claims, $23K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sharpsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nash County.

Disasters that hit Sharpsburg

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sharpsburg itself: aid to households, or repair grants to the Town of Sharpsburg.

Brought FEMA money into SharpsburgDeclared for Nash County only

2016

Hurricane Matthew

58 households applied for aid $104K aid approved

2011

Hurricane Irene

25 households applied for aid $22K aid approved

2003

Hurricane Isabel

12 households applied for aid $16K aid approved

Nash County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sharpsburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sharpsburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sharpsburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.