Natural hazards · Shallotte

Shallotte, NC natural hazards

Most of the natural-hazard damage FEMA expects in Shallotte comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 26 claims here since 1999. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shallotte?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shallotte to be higher than in 93% of U.S. communities, mostly from hurricanes.

Hurricanes73%Inland flooding14%Everything else13%

By hazard

What Shallotte faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

73% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

14% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shallotte flood?

Every paid claim on a federal flood insurance policy in Shallotte, from FEMA’s records.

26paid claims since 1999

$1.3Mpaid to owners

3homes flooded more than once

19992026

Biggest named events

Hurricane Florence: 11 claims, $549K
Hurricane Floyd: 4 claims, $560K
Hurricane Debby: 1 claim, $35K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shallotte isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brunswick County.

Disasters that hit Shallotte

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shallotte itself: aid to households, or repair grants to the Town of Shallotte.

Brought FEMA money into ShallotteDeclared for Brunswick County only

2019

Hurricane Dorian

$22K to the Town of Shallotte for repairs

2018

Hurricane Florence

702 households applied for aid $246K aid approved $324K to the Town of Shallotte for repairs

2016

Hurricane Matthew

68 households applied for aid $34K aid approved $66K to the Town of Shallotte for repairs

2011

Hurricane Irene

10 households applied for aid $4K aid approved

2010

Severe Storms, Flooding, and Straight-Line Winds

109 households applied for aid $66K aid approved

2008

Tropical Storm Hanna

$6K to the Town of Shallotte for repairs

2003

Hurricane Isabel

17 households applied for aid $15K aid approved $847 to the Town of Shallotte for repairs

1999

Hurricane Floyd Major Disaster Declarations

$119K to the Town of Shallotte for repairs

Brunswick County has had 26 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shallotte is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shallotte’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Shallotte. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.