Natural hazards · Seven Lakes

Seven Lakes, NC natural hazards

Most of the natural-hazard damage FEMA expects in Seven Lakes comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seven Lakes?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seven Lakes to be higher than in 31% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes17%Hurricanes15%Everything else21%

By hazard

What Seven Lakes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Above average · higher than 70% of U.S. places

Hurricanes

15% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 6 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seven Lakes flood?

FEMA's records show no paid flood insurance claims in Seven Lakes.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seven Lakes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Moore County.

Disasters that hit Seven Lakes

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Seven Lakes itself: aid to households, or repair grants to Seven Lakes.

Brought FEMA money into Seven LakesDeclared for Moore County only

2018

Hurricane Florence

2 households applied for aid $1K aid approved

Moore County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seven Lakes covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Seven Lakes’s own flood-insurance community; household aid to the registrant’s city; repair grants to Seven Lakes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Seven Lakes total about $646K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.