Natural hazards · Seagrove

Seagrove, NC natural hazards

Most of the natural-hazard damage FEMA expects in Seagrove comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seagrove?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seagrove to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes16%Hurricanes13%Cold waves5%Everything else11%

By hazard

What Seagrove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 41 years in the area

Hurricanes

13% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 8 years in the area

Cold waves

5% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seagrove flood?

FEMA's records show no paid flood insurance claims in Seagrove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seagrove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.

Disasters that hit Seagrove

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Seagrove itself: aid to households, or repair grants to the Town of Seagrove.

Brought FEMA money into SeagroveDeclared for Randolph County only

2018

Hurricane Florence

2 households applied for aid

Randolph County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seagrove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Seagrove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Seagrove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.