Natural hazards · Scotch Meadows

Scotch Meadows, NC natural hazards

Most of the natural-hazard damage FEMA expects in Scotch Meadows comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scotch Meadows?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scotch Meadows to be higher than in 66% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes19%Tornadoes16%Everything else25%

By hazard

What Scotch Meadows faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Hurricanes

19% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

16% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 69 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scotch Meadows flood?

FEMA's records show no paid flood insurance claims in Scotch Meadows.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Scotch Meadows isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scotland County.

Disasters that hit Scotch Meadows

Federal disasters declared here

None of the disasters declared for Scotland County shows FEMA aid or repair money reaching Scotch Meadows itself in FEMA’s records.

Brought FEMA money into Scotch MeadowsDeclared for Scotland County only

Scotland County has had 14 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scotch Meadows is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Scotch Meadows’s own flood-insurance community; household aid to the registrant’s city; repair grants to Scotch Meadows. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.