Natural hazards · Rural Hall

Rural Hall, NC natural hazards

Most of the natural-hazard damage FEMA expects in Rural Hall comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rural Hall?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rural Hall to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes8%Hurricanes7%Cold waves6%Earthquakes6%Everything else10%

By hazard

What Rural Hall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 55% of U.S. places

Hurricanes

7% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 12 years in the area

Cold waves

6% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Above average · higher than 54% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rural Hall flood?

FEMA's records show no paid flood insurance claims in Rural Hall.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rural Hall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Forsyth County.

Disasters that hit Rural Hall

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rural Hall itself: aid to households, or repair grants to the Town of Rural Hall.

Brought FEMA money into Rural HallDeclared for Forsyth County only

2024

Tropical Storm Helene

22 households applied for aid $3K aid approved

2003

Ice Storm

$21K to the Town of Rural Hall for repairs

Forsyth County has had 21 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Rural Hall

Rural Hall and the towns around it

Very lowLowModerateHighVery high

Winston-Salemmostly inland floodingModerate

Rural Hallmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rural Hall is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rural Hall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rural Hall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.