Natural hazards · Roxboro

Roxboro, NC natural hazards

Most of the natural-hazard damage FEMA expects in Roxboro comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1996. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roxboro?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roxboro to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes14%Heat waves6%Earthquakes6%Hurricanes6%Everything else12%

By hazard

What Roxboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

14% of expected damage

Above average · higher than 57% of U.S. places

Heat waves

6% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 56% of U.S. places

Hurricanes

6% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 14 years in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roxboro flood?

Every paid claim on a federal flood insurance policy in Roxboro, from FEMA’s records.

3paid claims since 1996

$34Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Helene: 1 claim, $10K
Hurricane Fran: 1 claim, $22K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roxboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Person County.

Disasters that hit Roxboro

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roxboro itself: aid to households, or repair grants to the City of Roxboro.

Brought FEMA money into RoxboroDeclared for Person County only

2025

Tropical Depression Chantal

$3.7M to the City of Roxboro for repairs

2014

Severe Winter Storm

$38K to the City of Roxboro for repairs

2003

Hurricane Isabel

11 households applied for aid $584 aid approved $11K to the City of Roxboro for repairs

2003

Ice Storm

$118K to the City of Roxboro for repairs

2002

Severe Ice Storm

$8K to the City of Roxboro for repairs

2000

Severe Winter Storm

$15K to the City of Roxboro for repairs

1999

Hurricane Floyd Major Disaster Declarations

$5K to the City of Roxboro for repairs

Person County has had 23 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roxboro covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Roxboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Roxboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roxboro total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Roxboro, NC natural hazards

How exposed is Roxboro?

What Roxboro faces

Inland flooding

Tornadoes

Heat waves

Earthquakes

Hurricanes

Lower here

Not a risk here

Does Roxboro flood?

Biggest named events

7 federal disasters brought FEMA money here

Tropical Depression Chantal

Severe Winter Storm

Hurricane Isabel

Ice Storm

Severe Ice Storm

Severe Winter Storm

Hurricane Floyd Major Disaster Declarations

How to read this page

Where to, neighbor?

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