Natural hazards · Rougemont

Rougemont, NC natural hazards

Most of the natural-hazard damage FEMA expects in Rougemont comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rougemont?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rougemont to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding60%Hurricanes12%Tornadoes11%Everything else17%

By hazard

What Rougemont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

12% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 8 years in the area

Tornadoes

11% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 34 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rougemont flood?

FEMA's records show no paid flood insurance claims in Rougemont.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rougemont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Durham County.

Disasters that hit Rougemont

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rougemont itself: aid to households, or repair grants to Rougemont.

Brought FEMA money into RougemontDeclared for Durham County only

2018

Hurricane Florence

2 households applied for aid

2003

Hurricane Isabel

3 households applied for aid $3K aid approved

Durham County has had 21 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rougemont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rougemont’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rougemont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.