Natural hazards · Rose Hill

Rose Hill, NC natural hazards

Most of the natural-hazard damage FEMA expects in Rose Hill comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2024. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rose Hill?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rose Hill to be higher than in 89% of U.S. communities, mostly from hurricanes.

Hurricanes71%Inland flooding13%Tornadoes7%Everything else10%

By hazard

What Rose Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

71% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

13% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 63 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rose Hill flood?

Every paid claim on a federal flood insurance policy in Rose Hill, from FEMA’s records.

1paid claims since 2024

$15Kpaid to owners

0homes flooded more than once

20242026

Biggest named events

Hurricane Helene: 1 claim, $15K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rose Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Duplin County.

Disasters that hit Rose Hill

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rose Hill itself: aid to households, or repair grants to the Town of Rose Hill.

Brought FEMA money into Rose HillDeclared for Duplin County only

2018

Hurricane Florence

409 households applied for aid $321K aid approved $73K to the Town of Rose Hill for repairs

2016

Hurricane Matthew

192 households applied for aid $152K aid approved $40K to the Town of Rose Hill for repairs

2011

Hurricane Irene

88 households applied for aid $64K aid approved $9K to the Town of Rose Hill for repairs

2003

Hurricane Isabel

128 households applied for aid $68K aid approved

1999

Hurricane Floyd Major Disaster Declarations

$39K to the Town of Rose Hill for repairs

Duplin County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rose Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rose Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rose Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.