Natural hazards · Robbinsville

Robbinsville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Robbinsville comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Robbinsville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Robbinsville to be higher than in 79% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding65%Cold waves17%Tornadoes5%Earthquakes5%Everything else8%

By hazard

What Robbinsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 3 years in the area

Cold waves

17% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 24 years in the area

Earthquakes

5% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHeat wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Robbinsville flood?

FEMA's records show no paid flood insurance claims in Robbinsville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Robbinsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Graham County.

Disasters that hit Robbinsville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Robbinsville itself: aid to households, or repair grants to the Town of Robbinsville.

Brought FEMA money into RobbinsvilleDeclared for Graham County only

2024

Tropical Storm Helene

110 households applied for aid $147K aid approved

Graham County has had 14 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Robbinsville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Robbinsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Robbinsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.