Natural hazards · Richfield

Richfield, NC natural hazards

Most of the natural-hazard damage FEMA expects in Richfield comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Richfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richfield to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes10%Hurricanes8%Everything else22%

By hazard

What Richfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 44 years in the area

Hurricanes

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Richfield flood?

FEMA's records show no paid flood insurance claims in Richfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Richfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stanly County.

Disasters that hit Richfield

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Richfield itself: aid to households, or repair grants to the Town of Richfield.

Brought FEMA money into RichfieldDeclared for Stanly County only

2024

Tropical Storm Helene

7 households applied for aid $2K aid approved

2002

Severe Ice Storm

$3K to the Town of Richfield for repairs

2000

Severe Winter Storm

$8K to the Town of Richfield for repairs

Stanly County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Richfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Richfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.