Natural hazards · Red Oak

Red Oak, NC natural hazards

Most of the natural-hazard damage FEMA expects in Red Oak comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 2006.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Red Oak?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Red Oak to be higher than in 49% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding48%Hurricanes17%Tornadoes12%Everything else23%

By hazard

What Red Oak faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

12% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 48 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Red Oak flood?

Every paid claim on a federal flood insurance policy in Red Oak, from FEMA’s records.

5paid claims since 2006

$77Kpaid to owners

0homes flooded more than once

20062026

Biggest named events

Hurricane Matthew: 2 claims, $49K
Tropical Storm Ernesto: 1 claim, $678

of homes in flood zones
are insured

of all homes
are insured

No community discount. Red Oak isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nash County.

Disasters that hit Red Oak

Federal disasters declared here

None of the disasters declared for Nash County shows FEMA aid or repair money reaching Red Oak itself in FEMA’s records.

Brought FEMA money into Red OakDeclared for Nash County only

Nash County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Red Oak covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Red Oak’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Red Oak. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Red Oak total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.