Natural hazards · Polkton

Polkton, NC natural hazards

Most of the natural-hazard damage FEMA expects in Polkton comes from tornadoes, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Polkton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Polkton to be higher than in 14% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes33%Inland flooding27%Strong wind15%Cold waves10%Heat waves6%Everything else10%

By hazard

What Polkton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

33% of expected damage

Well above average · higher than 81% of U.S. places

Inland flooding

27% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Strong wind

15% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 2 years in the area

Heat waves

6% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Polkton flood?

FEMA's records show no paid flood insurance claims in Polkton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Polkton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Anson County.

Disasters that hit Polkton

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Polkton itself: aid to households, or repair grants to the Town of Polkton.

Brought FEMA money into PolktonDeclared for Anson County only

2018

Hurricane Florence

29 households applied for aid

2016

Hurricane Matthew

3 households applied for aid

Anson County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Polkton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Polkton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Polkton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Polkton total about $225K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.