Natural hazards · Pineville

Pineville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Pineville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1997. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pineville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pineville to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding79%Tornadoes8%Earthquakes6%Everything else8%

By hazard

What Pineville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 53% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 66% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pineville flood?

Every paid claim on a federal flood insurance policy in Pineville, from FEMA’s records.

2paid claims since 1997

$20Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Hurricane Florence: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

🏷️ 25% off flood insurance. Pineville is in FEMA’s Community Rating System (class 5) for its flood-proofing work.

Insurance rates: Mecklenburg County.

Disasters that hit Pineville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pineville itself: aid to households, or repair grants to the Town of Pineville.

Brought FEMA money into PinevilleDeclared for Mecklenburg County only

2024

Tropical Storm Helene

77 households applied for aid $30K aid approved

2004

Tropical Storm Frances

1 household applied for aid $318 aid approved

2002

Severe Ice Storm

$24K to the Town of Pineville for repairs

Mecklenburg County has had 15 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Pineville

Pineville and the towns around it

Very lowLowModerateHighVery high

Pinevillemostly inland floodingModerate

Charlottemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pineville covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Pineville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pineville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pineville total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.