Natural hazards · Pine Level

Pine Level, NC natural hazards

Most of the natural-hazard damage FEMA expects in Pine Level comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2020. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine Level?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Level to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes21%Hurricanes10%Heat waves6%Cold waves5%Everything else16%

By hazard

What Pine Level faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

21% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 92 years in the area

Hurricanes

10% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 4 years in the area

Heat waves

6% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 8 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine Level flood?

Every paid claim on a federal flood insurance policy in Pine Level, from FEMA’s records.

1paid claims since 2020

$4Kpaid to owners

0homes flooded more than once

20202026

Biggest named events

Hurricane Eta: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine Level isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnston County.

Disasters that hit Pine Level

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pine Level itself: aid to households, or repair grants to the Town of Pine Level.

Brought FEMA money into Pine LevelDeclared for Johnston County only

2016

Hurricane Matthew

13 households applied for aid $12K aid approved

2011

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

1999

Hurricane Floyd Major Disaster Declarations

$18K to the Town of Pine Level for repairs

Johnston County has had 21 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Level is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pine Level’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pine Level. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.