Natural hazards · Peletier

Peletier, NC natural hazards

Most of the natural-hazard damage FEMA expects in Peletier comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2018. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Peletier?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Peletier to be higher than in 99% of U.S. communities, mostly from hurricanes.

Hurricanes82%Inland flooding10%Everything else9%

By hazard

What Peletier faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

82% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

10% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Peletier flood?

Every paid claim on a federal flood insurance policy in Peletier, from FEMA’s records.

3paid claims since 2018

$21Kpaid to owners

0homes flooded more than once

20182026

Biggest named events

Hurricane Florence: 3 claims, $21K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Peletier isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carteret County.

Disasters that hit Peletier

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Peletier itself: aid to households, or repair grants to the Town of Peletier.

Brought FEMA money into PeletierDeclared for Carteret County only

2018

Hurricane Florence

7 households applied for aid $2K aid approved $24K to the Town of Peletier for repairs

2011

Hurricane Irene

1 household applied for aid

Carteret County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Peletier

Peletier and the towns around it

Very lowLowModerateHighVery high

Peletiermostly hurricanesVery high

Cape Carteretmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Peletier is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Peletier’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Peletier. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.