Natural hazards · Ossipee

Ossipee, NC natural hazards

Most of the natural-hazard damage FEMA expects in Ossipee comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ossipee?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ossipee to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes12%Hurricanes7%Everything else19%

By hazard

What Ossipee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Above average · higher than 56% of U.S. places

Hurricanes

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 10 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ossipee flood?

FEMA's records show no paid flood insurance claims in Ossipee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ossipee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Alamance County.

Disasters that hit Ossipee

Federal disasters declared here

None of the disasters declared for Alamance County shows FEMA aid or repair money reaching Ossipee itself in FEMA’s records.

Brought FEMA money into OssipeeDeclared for Alamance County only

Alamance County has had 23 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ossipee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ossipee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ossipee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.