Natural hazards · Norwood

Norwood, NC natural hazards

Most of the natural-hazard damage FEMA expects in Norwood comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2003. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norwood?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norwood to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes11%Hurricanes9%Everything else18%

By hazard

What Norwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 69% of U.S. places

Hurricanes

9% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 8 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norwood flood?

Every paid claim on a federal flood insurance policy in Norwood, from FEMA’s records.

2paid claims since 2003

$26Kpaid to owners

0homes flooded more than once

20032026

Biggest named events

Hurricane Florence: 1 claim, $19K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Norwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stanly County.

Disasters that hit Norwood

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Norwood itself: aid to households, or repair grants to the Town of Norwood.

Brought FEMA money into NorwoodDeclared for Stanly County only

2024

Tropical Storm Helene

23 households applied for aid $33K aid approved

2000

Severe Winter Storm

$9K to the Town of Norwood for repairs

Stanly County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Norwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Norwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.