Natural hazards · Northchase

Northchase, NC natural hazards

Most of the natural-hazard damage FEMA expects in Northchase comes from hurricanes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Northchase?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Northchase to be higher than in 93% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes75%Inland flooding16%Everything else9%

By hazard

What Northchase faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

75% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

16% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Northchase flood?

FEMA's records show no paid flood insurance claims in Northchase.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Northchase isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: New Hanover County.

Disasters that hit Northchase

Federal disasters declared here

None of the disasters declared for New Hanover County shows FEMA aid or repair money reaching Northchase itself in FEMA’s records.

Brought FEMA money into NorthchaseDeclared for New Hanover County only

New Hanover County has had 23 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Northchase

Northchase and the towns around it

Very lowLowModerateHighVery high

Murraysvillemostly hurricanesVery high

Blue Clay Farmsmostly hurricanesVery high

Northchasemostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Northchase is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Northchase’s own flood-insurance community; household aid to the registrant’s city; repair grants to Northchase. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.