Natural hazards · Norlina

Norlina, NC natural hazards

Most of the natural-hazard damage FEMA expects in Norlina comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norlina?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norlina to be higher than in 41% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding39%Hurricanes24%Drought12%Tornadoes10%Everything else15%

By hazard

What Norlina faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Hurricanes

24% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 6 years in the area

Drought

12% of expected damage

Recorded about 16 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 32 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norlina flood?

FEMA's records show no paid flood insurance claims in Norlina.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Norlina isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

Disasters that hit Norlina

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Norlina itself: aid to households, or repair grants to the Town of Norlina.

Brought FEMA money into NorlinaDeclared for Warren County only

2011

Hurricane Irene

7 households applied for aid $5K aid approved

2003

Hurricane Isabel

18 households applied for aid $8K aid approved $7K to the Town of Norlina for repairs

2002

Severe Ice Storm

$43K to the Town of Norlina for repairs

2000

Severe Winter Storm

$4K to the Town of Norlina for repairs

1999

Hurricane Floyd Major Disaster Declarations

$14K to the Town of Norlina for repairs

Warren County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norlina is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Norlina’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Norlina. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.