Natural hazards · Murfreesboro

Murfreesboro, NC natural hazards

Most of the natural-hazard damage FEMA expects in Murfreesboro comes from hurricanes, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Murfreesboro?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Murfreesboro to be higher than in 87% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes47%Inland flooding37%Everything else16%

By hazard

What Murfreesboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

47% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

37% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Murfreesboro flood?

FEMA's records show no paid flood insurance claims in Murfreesboro.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Murfreesboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hertford County.

Disasters that hit Murfreesboro

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Murfreesboro itself: aid to households, or repair grants to the Town of Murfreesboro.

Brought FEMA money into MurfreesboroDeclared for Hertford County only

2020

Hurricane Isaias

$201K to the Town of Murfreesboro for repairs

2016

Hurricane Matthew

74 households applied for aid $16K aid approved

2011

Hurricane Irene

217 households applied for aid $204K aid approved $78K to the Town of Murfreesboro for repairs

2011

Severe Storms, Tornadoes, and Flooding

4 households applied for aid

2010

Severe Storms, Flooding, and Straight-Line Winds

58 households applied for aid $15K aid approved

2003

Hurricane Isabel

731 households applied for aid $426K aid approved $175K to the Town of Murfreesboro for repairs

1999

Hurricane Floyd Major Disaster Declarations

$586K to the Town of Murfreesboro for repairs

Hertford County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Murfreesboro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Murfreesboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Murfreesboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.