Natural hazards · Moyock

Moyock, NC natural hazards

Most of the natural-hazard damage FEMA expects in Moyock comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moyock?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moyock to be higher than in 48% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding49%Hurricanes24%Lightning7%Tornadoes6%Everything else16%

By hazard

What Moyock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

24% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 4 years in the area

Lightning

7% of expected damage

Below average · higher than 40% of U.S. places

Tornadoes

6% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 48 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moyock flood?

FEMA's records show no paid flood insurance claims in Moyock.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moyock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Currituck County.

What’s been done with FEMA grants

3homes raised above flood level

Disasters that hit Moyock

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moyock itself: aid to households, or repair grants to Moyock.

Brought FEMA money into MoyockDeclared for Currituck County only

2016

Hurricane Matthew

104 households applied for aid $100K aid approved

2011

Hurricane Irene

89 households applied for aid $20K aid approved

2003

Hurricane Isabel

441 households applied for aid $335K aid approved

Currituck County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moyock is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Moyock’s own flood-insurance community; household aid to the registrant’s city; repair grants to Moyock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.