Natural hazards · Mount Pleasant

Mount Pleasant, NC natural hazards

Most of the natural-hazard damage FEMA expects in Mount Pleasant comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2020. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Pleasant?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Pleasant to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding75%Tornadoes9%Everything else16%

By hazard

What Mount Pleasant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 78 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Pleasant flood?

Every paid claim on a federal flood insurance policy in Mount Pleasant, from FEMA’s records.

1paid claims since 2020

$40Kpaid to owners

0homes flooded more than once

20202026

Biggest named events

Hurricane Eta: 1 claim, $40K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Pleasant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cabarrus County.

Disasters that hit Mount Pleasant

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Pleasant itself: aid to households, or repair grants to the Town of Mount Pleasant.

Brought FEMA money into Mount PleasantDeclared for Cabarrus County only

2024

Tropical Storm Helene

23 households applied for aid $16K aid approved

2018

Hurricane Florence

$186K to the Town of Mount Pleasant for repairs

2002

Severe Ice Storm

$27K to the Town of Mount Pleasant for repairs

2000

Severe Winter Storm

$1K to the Town of Mount Pleasant for repairs

Cabarrus County has had 15 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Mount Pleasant

Mount Pleasant and the towns around it

Very lowLowModerateHighVery high

Mount Pleasantmostly inland floodingHigh

Concordmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Pleasant is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Pleasant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mount Pleasant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.