Natural hazards · Mooresville

Mooresville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Mooresville comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mooresville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mooresville to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes16%Cold waves7%Everything else17%

By hazard

What Mooresville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Above average · higher than 73% of U.S. places

Cold waves

7% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mooresville flood?

FEMA's records show no paid flood insurance claims in Mooresville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mooresville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iredell County.

Disasters that hit Mooresville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mooresville itself: aid to households, or repair grants to the Town of Mooresville.

Brought FEMA money into MooresvilleDeclared for Iredell County only

2024

Tropical Storm Helene

213 households applied for aid $193K aid approved

2002

Severe Ice Storm

$213K to the Town of Mooresville for repairs

Iredell County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Mooresville

Mooresville and the towns around it

Very lowLowModerateHighVery high

Lake Norman of Iredellmostly inland floodingModerate

Mooresvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mooresville covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Mooresville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mooresville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mooresville total about $7.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.